A review on a post on e-tailing from my e-commerce blog

E-tailing is a term used in modern world, means that the selling of retail goods on the Internet. It is the short form of "electronic retailing," and is used in Internet discussions as early as 1995, the term seems an almost inevitable addition to e-mail, e-business, and e-commerce. E-tailing is synonymous with business-to-consumer (B2C) transaction.
E-tailing began to work for some major corporations and smaller entrepreneurs as early as 1997 when Dell Computer reported multimillion dollar orders taken at its Web site. The success of Amazon.com hastened the arrival of Barnes and Noble's e-tail site.
Nowadays, many industries have started their business online, which included service industry. Hotel and restaurant are the best example of the service industry which provides the e-tailing. The online booking had easier the customer to make reservation.
The introduction of e-tailing has improved the daily transaction of many business especially the banking industry. The transaction volume of the bank which provided online transactions have increased in double.
The frequent use of e-tailing has resulted in the development of e-tailware -- software tools for creating online catalogs and managing the business connected with doing e-tailing. A new trend is the price comparison site that can quickly compare prices from a number of different e-tailers and link you to them. To know more about the recent e-tailing issue, you can proceed to http://ecommerze.blogspot.com/search/label/e-Tailing

The application of pre-paid cash card for consumers

Do you know, what are prepaid cards? I am sure that you all know about prepaid phone card and have heard it before. Pre-paid cash card for consumer is just a little bit similar to it. Prepaid card means that we need to pay money first and before using the card to buy the product or service. It includes:
1) Touch’n Go Card-Touch ‘n Go card is an electronic purse that can be used at all highways in Malaysia. The card looks similarly to a credit card. Users can continue to use the card as long as it is pre-loaded with electronic cash. Users can reload the card at toll plazas, train stations, Automated Teller Machines, Cash Deposit Machines, Petrol kiosks and at authorised third party outlets. Beside that,they also can pay it at these participating outlet such as 7-eleven,Burger King,Caltex,Dunkin Donuts and A&W……


2) Octopus-Octopus is an electronic payment system that uses a contactless smartcard. Octopus is a trademark of Octopus Cards Limited.In the beginning, they aimed to develop a simple way to pay fares on public transport in Hong Kong.Then they extended their reach into simple micropayments for purchases in retail outlets and a simple way for cardholders to gain access to buildings and schools and to identify themselves.


Nowadays,pre-paid credit card, which is a pre-paid reloadable card that can be used everywhere. Visa or MasterCard is accepted at stores, gas stations, restaurants, theaters, in the mall and even online. It can also be used to get cash from ATMs. The card is so great and useful for everyday purchases, special occasions, and emergency back up. Below that is its benefit for us:


Spending independence - You can use prepaid credit cards just like regular credit cards. Just find what you need, hand your card to the clerk, sign your name on the receipt, get a copy of the receipt and your card back, and you're done.


Convenience - Prepaid credit cards can be used everywhere. Visa or MasterCard is accepted-at stores, gas stations, restaurants, theaters, in the mall and online.


Budgeting - You figure out in advance how you'll spend it: spending can be controlled by how much money is loaded. In addition, prepaid credit cards provide a simpler way to keep track of money vs. carrying cash.


Safer than cash - Unlike losing that twenty-dollar bill, with prepaid credit cards you're protected from unauthorized transactions if the card is lost or stolen. Cards can be replaced if lost or stolen.


Teaching tool - Prepaid credit cards help you or your teens to learn financial responsibility and good money management skills. Prepaid credit cards are a hands-on tool that teach teens about finances in a controlled environment. You can monitor the balance and where the card is used either by going to your password-protected website and reviewing the transaction history and online statement in detail or by telephone.


Security: If you are still uncomfortable giving the numbers of the card on the internet, the prepaid card is the answer. Since the card can be charged only up to the value of the pre-loaded fund, the thieves can not make an excessive charge using your card.


Gift giving - Parent-approved gift givers can also fund the card for generalpurpose spending or with virtual gift certificates for merchant-specific spending.
You also can visit http://www.fcac-acfc.gc.ca/eng/publications/Prepaid/PDFs/Prepaid-e.pdf to get more detail information.

Electronic Currency

Pay pal is an e-commerce business allowing payments and money transfers to be made through the internet. It is also an European bank based in Luxembourg. It is also known as a form of electronic currency.Pay pal performs payment processing for online vendors, auction sites, and other corporate users for which it charges a fee. Pay pal is a wholly subsidiary of ebay. Ebay watched the rise in volume of online payments and realized its fit with online auctions.

Currently, pay pal operates in 190 markets, an manages over 164 million accounts. Pay pal allows customers to send, receive, and hold funds in 19 currencies worldwide. The domain of paypal.com attracted at least 260 million visitors anually. Pay pal or other methods of electronic currency works by selecting paypal when checking out at online stores worldwide. Paypal will pay directly from the account balance or linked bank account or even charge it to your credit card. This ensures security, recipient gets the money without seeing sensitive financial details
like your credit card or bank account numbers. Users may also keep track of every transactions on pay pal.

Pay pal is accepted at most of the world's top online stores. One can now check now any websites with confidence without exposing financial details. Pay pal has even protection against unauthorized payments. With this post i also include a link of a video on how to use pay pal which may prove to be helpful for those who plans to do any online shopping

credit card debts: causes and prevention

Do all of you know what is credit card? Now, let me share somethings about credit card to all of you. Credit card is very useful when the users need to settle some payment in emergencies or travel abroad. However, if the users use up their credit limits and max out their credit cards, they have to face the credit card debts. As s result, the users may have to find several ways to settle the debts and end up with tension, frustration and unhappy life.

Causes
Credit card debts can be caused by the users’ poor money management. Without a monthly spending plan, the users may spend most of their money on unnecessarily things. Finally, the users may also have doubt on where their money has gone. Besides, credit card debts also resulted when there is no money communication skill in the family. When the family members do not honest about what each other spend, the credit card holder may finally get shock with thousands of dollars in credit card debts. In addition, when the users hold too many credit cards at a same time, they will cause the credit card debts. The users may loss their self control and discipline to keep these cards in their wallet and not to over spend on them. Moreover, the more the credit cards, the higher the risk that the credit cards will be stolen. Thus, the users’ credit card may be stolen without their notice. Finally, this will result in large amount of credit card debts when they received the bank statement as their money has been spent by the thieves.

Prevention
Inability to control the credit card debts can destroy the users’ credit rating and even lead to bankruptcy. Hence, the users must practice direct debit so that they are able to pay back the debts each month as prevention is better than cure. The users must also check their credit card debt information regularly to make sure the records are correct and request for the sudden increase in their credit card interest rates. Furthermore, the users with many credit cards on hand should cut up their cards so that they are not tempted to use them and just save one cards for emergency purpose. The users are also advised to pay double the minimum payment if they can afford it. The minimum payment is usually just enough to cover the interest and some of the credit card debts. So, paying double can help the users to settle their balance of the credit card debts more quickly.